Since 1989, Crest Capital has helped businesses of all sizes finance equipment quickly and easily. Now you can reduce your 2025 tax burden right away—no need to wait years for standard depreciation. Use our free Section 179 & bonus depreciation calculator below to see your immediate first‐year savings, then let our fast, hassle‐free Section 179 Qualified Financing help you secure the equipment you need.
Time‐Sensitive Reminder: Equipment must be acquired and placed into service by December 31, 2025 to claim these deductions. Supply chain delays can add months to shipping, so start early to ensure you qualify.
Free Report: Let Section 179 Cover Your Monthly Payments →
Why Choose Crest Capital’s Section 179 Qualified Financing?
- Get equipment now, claim the full deduction this year
- Same‐day approval decisions on most applications
- Streamlined process – minimal paperwork required
- 30+ years of direct lending experience
- No hidden fees or complex terms
Check Your Eligibility in 2 Minutes
Qualify for up to $179 per $10k financed
Use Our Free 2025 Section 179 & Bonus Depreciation Calculator
Section 179 allows a $1,250,000 write-off for eligible new or used equipment acquired during 2025. This substantial deduction directly reduces your company’s tax liability, putting real dollars back in your bank account this year, not in five years.
Whether you’re considering new machinery, used specialty vehicles, technology upgrades, or other business equipment, our calculator shows your potential savings. Simply enter your equipment cost and select your tax bracket—or use our default rate if you’re unsure—to see your estimated 179 deduction plus bonus depreciation.
2025 Section 179
Tax Deduction CalculatorTM
The calculator presents a potential tax scenario based on typical assumptions that may not apply to your business. This page and calculator are not tax advice. The indicated tax treatment applies only to transactions deemed to reflect a purchase of the equipment or a capitalized lease purchase transaction. Please consult your tax advisor to determine the tax ramifications of acquiring equipment or software for your business.
Time‐Sensitive Opportunity & Key Points
- $1,250,000 Deduction Limit for 2025 (but smaller purchases absolutely qualify)
- 40% Bonus Depreciation available
- December 31, 2025 Deadline (equipment must be installed by then)
- Supply Chain Warning: Shipping/installation can take months—act early
- Quick Financing: Most approvals in one business day
The Power of Section 179 vs. Traditional Depreciation
| Tax Benefit | Traditional Depreciation | Section 179 |
|---|---|---|
| Year-1 Write Off | $20,000 (20%) | $100,000 (100%) |
| Tax Savings Year-1* | $7,000 | $35,000 |
| Bonus Depreciation | Not Available | Additional 40% |
| Time to Full Depreciation | ~5 Years | Immediate |
| Paperwork Required | More Complex | Simple Form 4562 |
*Based on a 35% tax bracket. Actual results vary; consult your tax advisor.
Why This Matters for Your Bottom Line
- Get full tax benefit now vs. waiting 5+ years
- Reduce your 2025 tax liability significantly
- Improve cash flow with a larger Year 1 deduction
- Combine with 40% bonus depreciation for maximum savings
Check Your Eligibility in 2 Minutes
Qualify for up to $179 per $10k financed
Transform Tax Savings into Lower Monthly Payments
| Payment Breakdown | Without Section 179 | With Section 179 |
|---|---|---|
| Monthly Payment | $2,150 | $2,150 |
| Tax Savings | $0 | -$745 |
| Effective Monthly Cost | $2,150 | $1,405 |
| First-Year Total Savings | $0 | $35,000 |
Result: Your effective monthly cost drops by $745. Same equipment—lower after-tax cost.
*60-month term, 35% tax bracket, first-year Section 179 deduction. Actual results vary; consult your tax advisor.
Turn the Tables on Taxes: Keep More of Your Money and Get a $179 Bonus Too!
Take advantage of Crest Capital’s fast, easy Section 179 Qualified Financing to get the equipment you need right now while maximizing this excellent tax deduction. Plus, we’re offering an additional incentive: $179 for every $10,000 financed. This bonus, combined with the Section 179 limits for 2025, makes this an exceptional opportunity for business growth and tax savings.
Check Your Eligibility in 2 Minutes
Qualify for up to $179 per $10k financed
“Section 179 Made This an Easy Decision!”
Needed a forklift for our warehouse. Crest Capital made it simple to finance a used reach forklift. Financing kept our cash flow steady, and Section 179 gave us real tax savings right away. The process was smooth and Crest walked us through everything. It felt like we got the equipment for a fraction of the cost. We’re already planning our next purchase!
— Michelle R., Operations Manager, Local Supply Co.
Your 4 Simple Steps to 2025 Section 179 Savings
- Calculate Your Savings
(2 minutes) Enter equipment cost, see immediate tax deduction - Quick Application
(5 minutes) Simple form, minimal paperwork. Same‐day decisions for most applications - Select & Order Equipment
New or used qualifies. Must be installed by December 31, 2025 - Deduct & Save
Claim Section 179 + bonus depreciation. Reduce your 2025 tax bill right away
| Important IRS Resources & Key Dates | |
|---|---|
When Is the Section 179 Deadline?Equipment must be acquired and placed into service by December 31, 2025. While this deadline might seem distant, current supply chain conditions can extend delivery times by several months for many equipment types. We recommend starting your equipment acquisition process early to ensure qualification for 2025 tax savings. |
|
Frequently Asked Questions About Section 179 in 2025
Financing & Payment Questions
A: Crest Capital’s Section 179 financing helps you maximize tax benefits while preserving cash flow. Our straightforward approach allows you to:
- Deduct qualifying equipment costs in the same tax year
- Make affordable monthly payments
- Earn $179 per $10k financed *request at application; restrictions apply
- Often receive same-day approval decisions
A: Not necessarily. If you know your bracket, use it for a more accurate estimate; otherwise, the default rate gives a quick projection. Keep in mind the calculator is illustrative only—consult your tax advisor for definitive figures and bracket confirmation.
A: Many businesses qualify with no money down, which preserves working capital. In certain scenarios—like limited credit history or specific financing terms—you may need a down payment. Crest Capital’s goal is to minimize upfront costs so you can finance equipment without hindrance.
A: Terms range from 24 to 84 months based on equipment type and your business's credit profile. Approvals typically come within one business day, letting you quickly secure equipment and capture Section 179 benefits for the current tax year.
A: We can finance the entire equipment cost or only a portion, depending on your preference. Even with partial financing, you can generally claim Section 179 on the total eligible purchase amount—as long as the equipment meets IRS requirements for business use.
Section 179 Tax Savings Questions
A: For 2025, businesses can deduct up to $1,250,000 in first-year equipment expenses. This lets you write off a significant amount immediately, instead of depreciating it over multiple years, greatly reducing your tax bill.
A: Bonus depreciation is 40% for 2025. It applies to qualified property after Section 179 limits are exhausted or when Section 179 isn't elected. Since Section 179 provides full expensing within its limits, bonus depreciation typically only matters for purchases above these thresholds.
A: The Section 179 deduction reduces dollar-for-dollar once total equipment purchases exceed $3,130,000 in 2025, reaching zero at $4,380,000. This limit targets benefits to small and mid-sized companies.
A: No IRS minimum exists. Any qualifying purchase is eligible if used over 50% for business. Note that lenders may have their own minimums - for example, Crest Capital requires $10,000 minimum financing.
A: Yes. Section 179 applies to both new and used equipment, provided the equipment meets IRS eligibility requirements. Consult your tax advisor about your specific situation.
A: Yes. Heavy vehicles over 6,000 lbs GVW generally qualify for Section 179, though specific limits apply based on vehicle type. Consult your tax advisor for limitations and eligibility.
A: All qualifying equipment must be purchased (or financed) and placed into service by December 31, 2025. Supply chain delays can extend shipping times, so apply early to ensure you meet the year-end cutoff.
A: Keep delivery receipts, installation records, and proof of business use showing the equipment was operational by December 31, 2025. Photos, logs, or timestamps of first use are helpful documentation for IRS verification.
Ready to Maximize Your 2025 Tax Savings?
Calculate your potential deduction above, then apply for fast, easy financing to secure your equipment before the December 31 deadline.
Check Your Eligibility in 2 Minutes
Qualify for up to $179 per $10k financed
Bottom Line: The 2025 Section 179 Deduction can save your business thousands—maybe tens of thousands—in taxes. With a raised limit of $1,250,000, a 40% bonus depreciation rate, and fast, easy financing from Crest Capital, there’s never been a better time to invest in new or used equipment.
Disclaimer: The calculator presents potential tax scenarios based on typical assumptions that may not apply to your specific business. All figures are estimates only, and no outcome is guaranteed. Tax laws and regulations (including Section 179 limits and bonus depreciation rates) are subject to change. This information is not tax advice; please consult your tax advisor regarding the specific tax implications of acquiring equipment or software for your business. Crest Capital offers financing solely for commercial/business use, not consumer credit. We assume no liability for errors or omissions in these calculations.
Powered by Crest Capital – Providing Section 179 Qualified Financing Since 1989
